3 Beds
5 Baths
2,798 SqFt
3 Beds
5 Baths
2,798 SqFt
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Square Footage 2,798 sqft
Price per Sqft $291
Subdivision Pirates Cove
MLS Listing ID 4344802
Bedrooms 3
Full Baths 4
Half Baths 1
Abv Grd Liv Area 1,688
Year Built 2001
Lot Size 0.450 Acres
Acres 0.45
Property Sub-Type Single Family Residence
Property Description
Tucked away on a quiet street just minutes from Mooresville's everyday conveniences, 145 Morgan Bluff Road offers something increasingly rare, value created not by a single feature, but by the combination of a main residence, detached guest house, heated pool, relaxing lake views, and the freedom of no HOA. This exceptional property provides true separation and flexibility to accommodate a variety of living arrangements.
Framed by mature pines with year-round lake views, the property offers nearly 2,800 total square feet between the 2,351 sq ft main home and a fully detached 447 sq ft guest residence. This isn't simply additional space--it's true separation, independence, and flexibility.
Inside the primary residence, a refreshed kitchen with quartz surfaces and induction cooking anchors light-filled living areas framed by expansive windows. The spacious main-level primary suite provides everyday convenience, while the finished basement extends the footprint with a full bath and versatile bonus space ideal for office, fitness, media, or additional sleeping quarters.
The guest house is a fully standalone structure with its own entrance, kitchen, bedroom, and full bath; well-suited for multi-generational living, private work-from-home space, long-term guests, or potential income opportunities without disrupting the main home.
Outdoors, the fenced backyard and heated inground pool create a courtyard-style setting surrounded by mature landscaping that forms a private, relaxed retreat. Lake views are best enjoyed from the covered front porch, overlooking the generous front lawn and towering Carolina pines.
Two nearby community lake access points provide convenient kayak, canoe, and paddleboard launches, with public boat access just minutes away. Dual driveways offer additional flexibility for boat or RV parking.
Recent improvements include a new roof (2026), new basement and stair flooring (2026), and three heat pump condensers replaced (2021 and 2025), reinforcing long-term confidence in the home's condition.
145 Morgan Bluff presents a rare combination of flexibility, privacy, and Lake Norman living in an established setting.
Location
State NC
County Iredell
Zoning R20
Body of Water Lake Norman
Rooms
Basement Basement Garage Door, Exterior Entry, Finished, Interior Entry, Storage Space
Guest Accommodations Exterior Not Connected,Guest House,Separate Entrance,Separate Kitchen Facilities,Separate Living Quarters
Primary Bedroom Level Main
Main Level Bedrooms 1
Main Level Dining Area
Main Level Great Room-Two Story
Main Level Primary Bedroom
Main Level Bathroom-Half
Main Level Laundry
Main Level Kitchen
Main Level Breakfast
Main Level Bathroom-Full
Basement Level Bathroom-Full
Basement Level Basement
Upper Level Bed/Bonus
Upper Level Bathroom-Full
Upper Level Bedroom(s)
2nd Living Quarters Level 2nd Living Quarters
Basement Level Living Room
Main Level Great Room
2nd Living Quarters Level Bedroom(s)
2nd Living Quarters Level Kitchen
2nd Living Quarters Level Mud
2nd Living Quarters Level Bathroom-Full
2nd Living Quarters Level Breakfast
2nd Living Quarters Level Living Room
Basement Level Bed/Bonus
Interior
Interior Features Breakfast Bar, Kitchen Island, Open Floorplan, Storage
Heating Heat Pump
Cooling Ceiling Fan(s), Central Air
Flooring Carpet, Laminate, Tile, Wood
Fireplaces Type Electric, Family Room, Insert
Fireplace true
Appliance Dishwasher, Disposal, Induction Cooktop, Microwave
Laundry In Hall, Laundry Closet, Main Level
Exterior
Exterior Feature Hot Tub
Garage Spaces 2.0
Fence Back Yard, Privacy
Pool Heated, In Ground, Outdoor Pool
Community Features Lake Access
Utilities Available Electricity Connected
Waterfront Description Paddlesport Launch Site - Community,Other - See Remarks
View Water, Year Round
Roof Type Composition
Street Surface Concrete,Paved
Porch Covered, Front Porch, Patio, Rear Porch
Garage true
Building
Lot Description Level, Rolling Slope, Wooded, Views
Dwelling Type Site Built
Foundation Basement, Slab
Sewer Septic Installed
Water Well
Level or Stories One and One Half
Structure Type Vinyl,Wood
New Construction false
Schools
Elementary Schools Lakeshore
Middle Schools Lakeshore
High Schools Lake Norman
Others
Senior Community false
Acceptable Financing Cash, Conventional, VA Loan
Listing Terms Cash, Conventional, VA Loan
Special Listing Condition None
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Nearby Locations
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